Supplemental Insurance Products
Extra protection for life's unexpected moments. Supplement your health insurance with additional coverage that pays cash benefits directly to you.
What Are Supplemental Insurance Products?
Supplemental insurance products work alongside your primary health insurance to provide additional financial protection. They pay benefits directly to you, not to healthcare providers, giving you the freedom to use the money however you need.
Cash Benefits
Receive cash payments directly to help cover expenses like deductibles, copays, lost income, or daily living costs.
Extra Protection
Fill the gaps left by traditional health insurance with coverage for specific events like accidents, illnesses, or hospital stays.
Flexible Coverage
Choose the products and coverage amounts that fit your needs and budget. Mix and match for comprehensive protection.
Short Term Disability Insurance
Short‑term disability insurance helps safeguard your income, offering dependable financial support, stress‑free recovery time, and peace of mind so you can focus on getting better without worrying about missed paychecks.
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Accident Insurance
Financial protection for unexpected injuries from accidents, covering medical expenses and out-of-pocket costs.
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Critical Illness Insurance
Lump-sum cash benefit upon diagnosis of covered critical illnesses like cancer, heart attack, or stroke.
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Hospital Indemnity Insurance
Cash benefits for hospital stays, helping cover deductibles, copays, and other expenses when hospitalized.
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Virtual Care
Virtual Care Insurance offers warm, hassle‑free convenient virtual access to licensed U.S.‑based, board‑certified doctors in all 50 states, giving you 24/7 support for primary care, urgent care, and mental health needs so you can get trusted help anytime, anywhere.
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