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Short Term Disability Insurance

Protect your income when you can't work. Get financial security if an illness or injury prevents you from earning a paycheck for a short period of time.

Get Protected Today

Disability support

What are the Benefits?

Protection For Up To 12 Months

Protection For Future Occurrences

Protection Outside The U.S.

Financial Benefits

  • Regular income replacement
  • Cover living expenses while recovering
  • Pay medical bills and deductibles
  • Maintain financial stability
  • Tax-free benefits (in most cases)
  • No repayment required

How It Works

1. Get Covered

Enroll in a short term disability plan

2. File Claim

Submit claim if you become disabled

3. Waiting Period

Wait 14-90 days (elimination period)

4. Receive Benefits

Get monthly income payments

Why Short Term Disability Matters

1 in 4

workers will experience a disability before retirement

90 days

average duration of short term disability claims

60%

of income typically replaced by disability insurance

Don't Wait Until It's Too Late

Protect your income today with short term disability insurance starting at less than $10/month

Frequently Asked Questions